2000 W, Grand Avenue, Waukegan, IL 60085

LEASE TERM: Oportun has been at this location since 2017 and has 1+ years remaining on their lease with two (2), 4-year renewal options.

ATTRACTIVE RENT INCREASES: The lease calls for an attractive 6% rent increase at the start of the first renewal option and a 10% rent increase at the start of the second renewal option, providing the investor with an attractive increase in revenue and hedge against inflation.

DYNAMIC TENANT: Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $20.3 billion in responsible and affordable credit. Oportun has more than 125 retail locations nationwide.

MINIMAL MANAGEMENT RESPONSIBILITIES: Oportun reimburses 100% of the real estate taxes and insurance and handles common area maintenance directly, protecting against rising expenses. The Landlord is responsible for the roof, structure and parking lot replacement.

PRIME RETAIL LOCATION: Oportun enjoys outstanding frontage, visibility and access is positioned along Grand Avenue, one of the area’s primary commercial and commuter corridors. The Property is surrounded by residential neighborhoods and is convenient to area schools providing a captive customer base. The Property is 1.2 miles from N Green Bay Road (IL Route 131), 1.5 miles from IL Route 137, 2 miles from US Highway 41, and 4.2 miles from Interstate 94, 4.5 miles from Fountain Square, Lake County’s most dynamic mixed-use project (home to Walmart Supercenter, Aldi, American Place Casino, several hotels, national retailers and restaurants), and 4.5 miles from Naval Station Great Lakes. Additionally, the Property is convenient to the Waukegan Metra Station, Waukegan Harbor & Marina and Waukegan Beach.

TRAFFIC COUNTS: On average more than 20,900 vehicles pass the Property daily along W Grand Avenue.

DEMOGRAPHICS: Approximately 104,900 people live within 3 miles of the Property with an average household income of $90,821. More than 164,400 people live within 5 miles of the Property with an average household income of $102,174. Additionally, there are more than 58,900 employees within 5 miles of the Property.

RETAIL TRADE AREA: Notable businesses retailers and restaurants drawing consumers to the trade area include American Place Casino, Tony’s Fresh Market, Aldi, Lewis Fresh Market, Harbor Freight Ross, Planet Fitness, Sunset Bowl, Walgreens, Dollar General, Dollar Tree, Family Dollar, Pep Boys, Napa, O’Reilly Auto Parts, Advance Auto Parts, AutoZone, Starbucks, Chipotle, McDonald’s, Wendy’s, KFC, Popeyes, JJ Fish & Chicken, Domino’s, Pizza Hut, La Michoacana, Wingstop, and Dunkin’.