3702 Chesholm Road, Baltimore, MD 21216

FULLY OCCUPIED, STABILIZED ASSET WITH TRANSPARENT OPERATIONS

3702 Chesholm Road is a 100% occupied three-unit residential income property offered at $275,000, generating $3,025 per month in gross scheduled rent. The property carries a current three-unit rental license, and all executed leases, unit-level interior photos, and common area and exterior photos are available in the deal room— providing a new owner with complete visibility from day one. Unit 1 was freshly renovated in 2026 immediately prior to its most recent lease. Units 2 and 3 are also occupied on existing leases, providing immediate in-place cash flow at closing across all three units.

MEANINGFUL BELOW-MARKET RENT UPSIDE, MINIMAL CAPITAL REQUIRED

In-place rents across the property sit approximately 20% below prevailing market rates on a blended basis, representing a clear and actionable growth opportunity for a new owner. On the recently renovated Unit 1, this upside

is achievable organically through natural lease turnover alone, with minimal capital required. Units 2 and 3 present a complementary value-add angle—light cosmetic renovations upon turnover have the potential to close the gap to market more aggressively, providing a defined and low-cost path to pushing rents toward or through current market levels. In aggregate, a new owner has a

realistic runway to grow gross scheduled rent by approximately 20% or more through a combination of turnover-driven mark-to-market and targeted unit upgrades, without significant capital outlays.

EFFICIENT EXPENSE PROFILE—TENANTS PAY GAS & ELECTRIC

Gas and electric utilities are separately metered to each unit and paid directly by tenants, with the owner responsible only for water. This structure limits ownership's recurring utility exposure to a single shared line item, producing a lean and predictable operating expense profile. Combined with the property's recently renovated condition, current rental license, and fully occupied status,

the asset is well-positioned for a seamless transition to new ownership with minimal near-term capital requirements.

EXPANDED FINANCING AND OWNER-OCCUPANT POTENTIAL

As a three-unit property, 3702 Chesholm Road is classified as residential for financing purposes—a meaningful distinction that broadens the eligible buyer pool considerably. Conventional, FHA, and other owner-occupant loan programs remain available at terms generally more favorable than commercial financing. For the right buyer, the property also presents a straightforward

house-hack opportunity: occupy one unit while the remaining two tenants contribute toward carrying costs, offering a practical and accessible

entry point into income property ownership. At a $275,000 ask, the combination of in-place cash flow, below-market rents, residential financing

eligibility, and light value-add potential creates a compelling risk-adjusted entry point for both pure investors and owner-occupants alike.

MOUNT HOLLY — ESTABLISHED NEIGHBORHOOD WITH GREENSPACE, CONNECTIVITY, AND IMPROVING AMENITIES

3702 Chesholm Road is situated in Mount Holly on Baltimore's west side, directly adjacent to one of the city's most significant greenspaces. Gwynns

Falls/Leakin Park is within walking distance, with over 1,200 acres of woodland, trails leading to the Carrie Murray Nature Center, and athletic fields hosting youth sports and family activities. The Cahill Fitness and Wellness Center, opened in 2021 by Baltimore City Recreation & Parks, sits adjacent to the neighborhood and offers a gymnasium, natatorium, exterior splash area,

fitness center, dance studio, outdoor basketball courts, and a playground. The 15-mile Gwynns Falls Trail provides year-round hiking, biking, and recreational access connecting residents to the broader city trail network. The Walbrook

Junction Shopping Center on Clifton Avenue serves the surrounding community with retail and dining options. Downtown Baltimore remains accessible via a short drive or public transit, keeping residents connected to the city's primary employment, healthcare, and entertainment corridors.